Credit Deparment Manager

Oferta de empleo:

This position reports to the Operations Director for Italy, and is responsible for creating and managing all components of the Credit and Loss Prevention functions to support the launch of Credit Card and Consumer Lending businesses in Italy.

PRIMARY DUTIES AND RESPONSIBILITIES

Create, launch and manage going forward the Italy Credit underwriting, fraud / risk and collections platform, creating specific and dynamic strategies for each function

Provide input into business strategy development by suggesting potential options to be pursued and highlighting any practical considerations

Liaise with key stakeholders across the Bank, both in Europe and North America, where appropriate, to ensure support and approval for execution of assigned strategies and project initiatives, as required by policy

Play a key role in executing the implementation plan, ensuring that all business timelines are adhered to

Communicate progress to the rest of the European Development group, broader bank where appropriate and BAC in the intended country, on an ongoing basis, to escalate any issues, share best practice and ensure that any learnings are deployed throughout the team

Complete post implementation review of the project and ensure plan is fully documented and retained for future reference

Going forward, manage a team of a Credit Manager and a broader team of 50-60 associates by the end of 2008

QUALIFICATIONS

Required:

Fluent or Native Italian speaker.

Strong level of English (required) and Spanish (not required)

Minimum 5-7 years of credit underwriting/risk and collections management experience. Extremely strong understanding of Italy credit bureaus and consumer lending/risk mitigation practices.

Preferable experience managing in Italian banking lending or collections shop.

Strong desire to build, launch, and grow business. Upward movement potential.Preferable experience with either a start-up or new product launch. Ability to manage large projectCiudad: Madrid / Spain